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Share Draft (Checking) and Share Accounts (Savings):

  • Checking accounts:    No monthly fees, no minimum balance, no minimum deposit, first 50 checks free, earn 1.00%, 1.00% annual percentage yield on balances over $1000.00.

  • ATM/Debit card:    10 free transactions per month.

  • Savings accounts:    A deposit of $25.00 into this account establishes your IRSE Credit Union membership. Earn above average returns. Rates are declared quarterly.

  • Christmas Club accounts:    Deposit $5 to start a club account. This account currently earns the highest share rate declared for the quarter. The club checks are issued the first of October.

  • Vacation Club accounts:    Deposit $5 to start a club account. This account earns the highest share rate declared for the quarter. The club checks are issued the first of April.

  • Direct Deposit:    Sign up for direct deposit for any account.

Rates are subject to change at any time